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My military health care is up at the end of the month and I am going to have to get health care in the private sector. Anyone sort of happy with their HMO? Or if you are completely pissed off at yours, which one should I avoid.
All I need is major medical, as I rarely get sick.
This is probably bad advice but I'd say since you rarely get sick, I would avoid paying health care until the age of 30. That is assuming out of pocket expense of $450 a month (cobra). Thats over 5 grand of year that you can save. Add compound intrest if you do it right. That should help pay future broken bones.
Health care is crazy expensive, what TJGoSurf says is right, get a job who offers health care. And if you were military it would be easier for you to land a good civil service job.
or kill yourself. Thats cheap too.
Also, until you get on your feet, You can shamelessly ride the State's medicade program. Thats what its for. Especially for folks who sacrificed their lives to protect our country. Dont let pride make your family starve.
In any event, you should at least look into your State program. You may not have to apply until you really need it and then when you do, you are still covered.
I work for myself so getting a job with health care won't work. And even though I am American, I don't live in the US right now. The no health care route won't work either because I don't to lose all of the money I worked hard making. I figured it would be around $200 to $300 a month.