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Join in on this Discussion and see the pictures. Click here-> : SO I got some interesting car insurance quotes last night


BATMAN
08-24-2005, 08:31 AM
My current premium with State Farm: $765 for 6 months

Liability
Bodily Injury 100k/300k
Property 50k
Medical 1k
no deductable on Comprehensive
500 on collision
Emergency road side service
car rental 50/day or $1200 max
unisured motor bodily 100/300
unisured property

Here are the 6 month quotes:

21st Century $725

Geico $538

Mercury $436

Allstate $611

Esurance $598 ($944 if I want my modes covered, up to $4k)

Costco: Ameriprize (formerly AMEX) $440 (if i want the modes covered the guy told me an additional $30 for 6 months. He'll double check that with me and let me know this week).

I heard Mercury treats their customers like shit if u make a claim. I will admit that while State Farm is not cheap, they have treated me like royalty. This is one insurance company that will make an effort to pay u more for ur damages and think of areas that might be damaged.

I heard from a few friends that Ameriprize are pretty good. They don't have a high overhead and contract out to 3rd parties adjusters.

The guy that I got the quote from is Chad at Ext. 5730, Super professional.

Say No To Pistons
08-24-2005, 09:03 AM
no Nation Wide there?

BATMAN
08-24-2005, 09:11 AM
never heard of them so that must mean that they suck..............

Say No To Pistons
08-24-2005, 09:19 AM
cheapest here in new york. well the cheapest i found (yeah its cheaper than geico, esurance, and allstate).

RB240
08-24-2005, 10:41 AM
What i dont understand is how i went to some "hole in the wall" sorta speak. This place based in Georgia (keep in mind i live in FL) and they pulled up a clean record on me. Only charged me like 90 bucks a month. Then I go with someone a little more name (cuz you know how that goes) thinking I would have better coverage and so I go with geico who pulled up my record and see a fuckin accident chillin on my record. Doesn't make any fuckin sense. Yes, I got into an accident a year before I got the in-case-shit from the hole in the wall. so it just doesnt make sense. :shrugs: It will just fall off next year in may anyways.

iamdrunk
08-24-2005, 09:48 PM
never heard of them so that must mean that they suck..............
Nationwide is a national company. I'm surprised you've never heard of them. I've been with State Farm since I've been able to drive (18 years now), and they've always treated me incredibly, as well as given me very competitive rates. I say stick with them.

BATMAN
08-24-2005, 10:29 PM
u might change ur mind once ur rates go up, thanks to the FL hurricaines.

My folks were first and they never made a claim in their life.

I just got my increase.

skrewloose78
08-24-2005, 11:10 PM
those are not too bad. did you check with progressive? i was involved in an accident w/ a lady that had progressive, the adjuster contacted me(i didnt even have to call them),came to my job to look at the car,wrote the estimate right there and cut me a check for the amount on the spot in less than 15 minutes. i was very satisfied with their customer service.

sir rupert hobo
08-24-2005, 11:33 PM
Nation Wide.........

......is on your siiiiiiiide.

Carbine 556
08-25-2005, 12:00 AM
noo screw you its........


....like a good neighbor..... state farm is there!!!

enigma662
08-25-2005, 04:50 AM
My current premium with State Farm: $765 for 6 months

Liability
Bodily Injury 100k/300k
Property 50k
Medical 1k
no deductable on Comprehensive
500 on collision
Emergency road side service
car rental 50/day or $1200 max
unisured motor bodily 100/300
unisured property

Here are the 6 month quotes:

21st Century $725

Geico $538

Mercury $436

Allstate $611

Esurance $598 ($944 if I want my modes covered, up to $4k)

Costco: Ameriprize (formerly AMEX) $440 (if i want the modes covered the guy told me an additional $30 for 6 months. He'll double check that with me and let me know this week).

I heard Mercury treats their customers like shit if u make a claim. I will admit that while State Farm is not cheap, they have treated me like royalty. This is one insurance company that will make an effort to pay u more for ur damages and think of areas that might be damaged.

I heard from a few friends that Ameriprize are pretty good. They don't have a high overhead and contract out to 3rd parties adjusters.

The guy that I got the quote from is Chad at Ext. 5730, Super professional.


My family has Mercury, when I got in an accident and totalled a 2001 Mustang V6 (yeah, I'm a lot more careful now), they promptly sent us a check for about $12,500, after my dad turned down an offer for trade in from the Volvo dealership for $8500. There is almost no way we could have got what they paid us trying to sell it to a private party. My insurance is understandably expensive on an FD with an accident at my age, but they sure did treat us well on the claim.

BATMAN
08-25-2005, 08:26 AM
seems like i hear horror and good stories on both ends for each companies.

My freind used to work as a claims adjuster for Progressive at $40k/year with free company car and gas.

He said that Progressive is really for people with shitty driving records.

R281
08-25-2005, 09:41 PM
We have good and bad adjusters at Mercury. I'd like to think I was one of the good ones before I moved into underwriting.

It really comes down to who you get as an adjuster. I used to deal with bad adjusters in all the major insurance companies. I would say Wawanesa (San Diego based company) had the best adjusters all around and allstate had the highest number of bad adjusters. Mercury, believe it or not, is somewhere in the middle.

However, this is just my personal experience. You can go to the DOI's website and check the number of complaints from every insurance company.

Tofuball
08-01-2006, 07:19 AM
I've had:

Erie (terrable service, mega-cheep, not worth it)
Progressive (when I crashed my mustang, mediocre to bad service, terrable rates)
State Farm (I'm with them now, somewhat high rates, but worth it, as said, they treat you like royalty! Also, I got renters insurence from them, and that lowered my car insurence rates so much that my total net expenses went DOWN)

Say No To Pistons
08-01-2006, 07:27 AM
nice bump man.

Dro
08-01-2006, 08:42 AM
fuck I pay 300 a month

Dro
08-01-2006, 08:43 AM
nice bump man.lolllll

:stupid:

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